Indian customers trust UPI and mobile wallets more than credit/debit cards. Enabling UPI payments can significantly increase your conversion rate because customers can pay instantly using:

• Google Pay
• PhonePe
• Paytm Wallet/UPI
• BHIM UPI
• Amazon Pay

UPI transactions are quick, secure, and work on all devices — perfect for mobile shoppers.

1. Razorpay

The most popular payment gateway for WooCommerce stores in India.

• Supports UPI, Wallets, Cards, EMI, BNPL
• Instant activation & fast settlements
• Zero setup fee
• Low transaction charges

2. Paytm Payment Gateway

Best for stores targeting Paytm Wallet & Paytm UPI users.

• UPI, Wallet, Cards, PoS support
• Large Paytm user base
• Easy setup for WooCommerce

3. Cashfree Payments

A fast-growing gateway with excellent UPI/QR support.

• UPI Auto-pay
• Wallets, cards, net banking
• Fastest settlements

4. PhonePe Web Checkout

Perfect for stores targeting PhonePe users.

• Supports PhonePe UPI + Wallet
• 1-step payment flow

5. Stripe (For Global Stores)

Stripe supports UPI for international merchants selling to Indian customers.

1. Go to Plugins → Add New
2. Search for your gateway:
   • “Razorpay for WooCommerce”
   • “Paytm WooCommerce Plugin”
   • “Cashfree WooCommerce”
3. Install and activate the plugin
4. Go to WooCommerce → Settings → Payments
5. Click on your gateway (Razorpay, Paytm, Cashfree, etc.)
6. Enter required API Keys:
   • Key ID
   • Key Secret
   • Merchant ID (if required)
7. Enable UPI / Wallet options inside the payment method settings
8. Save changes
9. Do a test checkout to confirm everything works

Within minutes, your store will start accepting UPI payments.

Some gateways let you display a static QR code at checkout. Customers simply scan and pay from any UPI app. This is useful for:

• Small businesses
• Local delivery stores
• Service businesses
• COD alternative

However, automatic payment success detection may not work unless you use a gateway like Razorpay/Cashfree with UPI verification.